My wife and I just relocated for my new job. Right now we’re renting an apartment, and we should make about $15,000 on the sale of our old house. Should we use the money from the sale of our house to pay off all our debt, or go ahead and use it as a down payment on a new home now?
— Brian More
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I’m single and 30, and I want to know how I can build a credit history in order to get a home loan. I’ve never had any kind of payments or debt, but a mortgage broker said that in order to get a loan or be pre-qualified I’d have to pay extra since they’d have to do my credit report manually.
— Nancy More